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Tag: Homeowners Insurance

Who can Benefit From Olympus Insurance? Part 4: Florida Real Estate Agents

Florida real estate agents are accustomed to the question, “So, who is a good homeowners insurance carrier here in Florida?” When they insure with Olympus, homeowners new to Florida don’t have to worry – they are protected by one of the broadest coverages in the market against water damage, fire, hurricanes, and more.  If you […] The post Who can Benefit From Olympus Insurance? Part...

Understanding The Liability Portion Of Homeowners Insurance

Understanding The Liability Portion Of Homeowners Insurance

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

Why Do I Need Separate Flood/Earthquake Insurance?

Why Do I Need Separate Flood/Earthquake Insurance?

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...

How To Lower Your Homeowners Insurance Costs

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...

Does My Homeowners Insurance Cover Internal Damage?

Does My Homeowners Insurance Cover Internal Damage?

When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality....