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Category: Homeowners Insurance

Nine Safety Tips for Preventing Fires in Your Home

House fires can pose a significant danger to Florida homeowners, and fire damage can be difficult and costly to recover from. Fire is the third likeliest cause for a homeowners insurance claim, and fire damage claims average more than twice as much in costs as any other type of claim. Every 24 seconds, fire departments […] The post Nine Safety Tips for Preventing Fires in...

Seven Tips for Preventing and Mitigating Water Damage

Are you ready and able to prevent or mitigate water damage to your home? Water damage claims account for the second highest incidence on homeowners insurance claims made in Florida each year, and the frequency and cost of water damage claims has increased by the most year over year for the past decade.   There […] The post Seven Tips for Preventing and Mitigating Water...

How do Policyholders Love Olympus? Let Us Count The Ways

When policyholders find themselves in the position of having to file a claim, they need four things: attention, communication, information and resolution. The Olympus Claims Team is ready to deliver on all of the above, with excellence in claims service and materials to help you navigate the claims process. Our goal is to help policyholders […] The post How do Policyholders Love Olympus? Let Us...

Protecting Your Home Through The Seasons

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...

Homeowners Insurance: When Do You File A Claim?

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...