Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...
How To Lower Your Homeowners Insurance Costs
Posted: July 2, 2019
If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...
Does My Homeowners Insurance Cover Internal Damage?
Posted: June 18, 2019
When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality....
Understanding Opening Protection and Wind Mitigation
Posted: June 10, 2019
Does your Florida homeowners insurance policy mention opening protection? This section of your policy details whether or not your home is deemed to be properly protected in case of a severe weather event, and can also be subject to discounts if you’ve taken steps to mitigate risk. What is opening protection? Opening protection language in […] The post Understanding Opening Protection and Wind Mitigation appeared...
How Risk Mitigation Can Positively Affect Your Homeowners Insurance Premiums
Posted: June 5, 2019
The price Floridians pay for homeowners insurance varies depending on many different factors. Your home’s location, age and market value can all affect your premiums. So can your choice of insurance carrier, the amounts of your deductibles, and whether or not you carry supplemental policies (endorsements). Insurers will also consider your credit score and home […] The post How Risk Mitigation Can Positively Affect Your...